SJB Associates Independent Mortgage and Protection Advisers
Local mortgage advice for Wellesbourne Warwick Barford Kineton Stratford-upon-Avon Alcester Shipston-on-Stour and the surrounding areas of South Warwickshire
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 Welcome to SJB Associates

We are a well respected small family firm of Independent Mortgage Specialists and Life Assurance Advisers offering impartial and professional advice in Wellesbourne, Warwick, Stratford-upon-Avon, and across South Warwickshire and beyond. 

 Company Profile

Our philosophy is to do what is best for our clients. No ifs. No buts.

The Company was established in 2002 and our Principal, Steven Ball, has been an Adviser in Financial Services since 1989 and is well known in this area.  He holds Financial Planning Certificates 1, 2 & 3, as well as the Certificate in Mortgage Advice and Practice (CeMap) and the Advanced Financial Planning Certificate for Savings and Investments. Previously an Independent Financial Adviser, he now focuses on the specialist area of Mortgages and Life Protection.

Our Clients are extremely important to us, and in turn they value the honesty and integrity that we provide; we look on them as friends rather than clients.  Indeed, nearly all of our business comes from referrals (without being prompted) and word of mouth.

Our aim is to build long term relationships with our clients so that we can continue to provide them with advice of the highest quality and integrity in the years to come. 

We do not charge fees for an initial consultation, and our independent status gives clients options in the way we are paid for our advice, your choice:

a)  We can receive commission from the product provider

b)  by way of a fee from the client

c)   a combination of commission and fee

We discuss the options with you and will not charge you anything until this is agreed.  We charge an administration fee of between £0 and £350, depending on the amount of time that is spent on the research and administration involved with your application; our typical fee is £200.

If you would like the benefit of some friendly and totally impartial advice regarding your mortgage or insurance needs in Wellesbourne, Warwick, Leamington Spa, Harbury, Barford, Stratford-upon-Avon, Alcester, Shipston-on-Stour, Ettington, Kineton and surrounding areas, then please contact us.  Steve will be pleased to visit you in the comfort of your own home at a time and date that is convenient for you.

This site is operated by:                            

SJB Associates

Principal: Steven Ball

40 Gloster Gardens Wellesbourne
Warwick CV35 9TQ

 Telephone 01789 840537

   Fax 01789 840537

  E- mail

Please feel free to contact us for further information, or if you have any comments or queries 


SJB Associates is a trading name of Steven James Ball, who is authorised and regulated by the Financial Conduct Authority and is entered on the FCA's register on their website (www.fca.org.uk) under reference 572665.

This website and its contents are intended for UK consumers only and is subject to the UK regulatory regime.     


Mortgage Advice for Wellesbourne Warwick Stratford-upon-Avon Kineton Shipston on Stour Barford Bidford Alcester Moreton in Marsh